Terms and Conditions

Welcome to Genius Quotes. By using our health insurance services, you agree to the following Terms and Conditions. Please read them carefully.

1. Eligibility

• You must be at least 18 years old or meet the legal age of majority in your jurisdiction.
• You must provide accurate, complete, and truthful personal and health information.
• You must meet any additional eligibility criteria as outlined in the policy you are applying for.

MARKETING MESSAGES

Geniusquotes.net operates a campaign that sends opted in subscribers Services Promotion. Message frequency will vary. Reply Help for more information. Message and Data rates May apply. Carriers are not liable for delayed or undelivered messages. Unsubscribe at any time by replying STOP or clicking the unsubscribe link (where available). No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent, this information will not be shared with any third parties.

Our website (and other ?internal? websites stemming from it, such as specific membership sites or webpages pertinent to the main website or weblog) is an online (and, periodically, offline) information service and is subject to your compliance with the terms and conditions set forth below (all parts and parties collectively referred to as our website).

Any other policies, notices, or other legal/administrative pages contained in our website are necessarily incorporated into these Terms of Service and Conditions of Use. This may include, without limitation, a DMCA Policy, Privacy Policy, Disclaimer, Copyright Notice, Anti-Spam Policy, and FTC Compliance Policy.

You agree to obey all applicable laws and regulations regarding your use of our website and the content and materials provided in it.

Our website is an independent, stand-alone entity that has no relationship, connection, or affiliation whatsoever with any company, person, outfit, organization, or group mentioned herein, even if such name appears in our website name, domain, URL, or otherwise. You should assume no other party, by mere mention of their name, has endorsed anything you see here. The aim is simply to provide useful resources for our readers, some of which we may be compensated for. You should simply assume at all times we are being compensated and, while that may not prompt us to make unsound recommendations, you should always be responsible for your own financial decisions, be it investing, purchasing, donating, or otherwise.

2. Insurance Coverage

Your health insurance policy is subject to the specific terms, conditions, exclusions, and limitations set forth in your policy document. By purchasing a policy, you:

• Acknowledge that you have reviewed your coverage, benefits, and limits.
• Agree to comply with the requirements for maintaining coverage under your plan.
• Understand the scope of services covered, including deductibles, copayments, and exclusions.

3. Premium Payments

• Premiums are due in accordance with the payment schedule outlined in your policy documents.
• You must make timely premium payments to maintain your coverage.
• Failure to make payments may result in suspension or termination of your insurance coverage.
• Payment methods will be outlined during your enrollment process.

4. Claims Process

To file a claim, you must:

• Submit completed claims forms along with all necessary documentation (e.g., medical records, receipts, etc.).
• Cooperate during the claims review process, which may involve providing additional information.
• Understand that claims will be reviewed and approved based on your policy terms.

5. Policy Cancellation and Termination

Your health insurance policy may be canceled or terminated for the following reasons:

• At your request, with prior notice as required.
• Failure to make timely premium payments.
• Providing false or misleading information during the enrollment or claims process.
• Loss of eligibility as outlined in your policy terms.

6. Limitations of Liability

We are not responsible for the following:

• Medical treatments or services that are not covered under your policy.
• Delays in claims processing due to incomplete or missing information.
• Medical outcomes or treatment decisions made by your healthcare provider.
• Indirect or consequential damages arising from your use or non-use of our services.

Our liability is strictly limited to the benefits outlined in your policy, subject to any exclusions and limitations.

7. Privacy and Data Protection

Your privacy is important to us. We handle your personal data in accordance with our Privacy Policy.

8. Changes to These Terms

We may revise these Terms and Conditions from time to time. All changes will be posted on our website with an updated effective date. Continued use of our services constitutes your acceptance of the revised Terms.

9. Governing Law

These Terms are governed by and interpreted in accordance with applicable laws, without regard to any conflict of law provisions. By accessing or using this website, you agree that any legal action or dispute arising out of or relating to these Terms, our services, or your use of this site will be subject to the jurisdiction and laws of the appropriate legal authorities. It is your responsibility to ensure that your use of the site complies with all local laws and regulations relevant to your location.

Contact Us

If you have any questions regarding this Terms and Conditions, please reach out to us at:

Company name: Unwavering Media

Email: [email protected]

Address: 3419 Via Lido, Newport Beach, Ca, 92663

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